Dashboard
See calendar-year cash received, expenses and cash surplus, alongside an invoice overview.
Practical spreadsheets · Small business
Your business records.
A little clearer.
Keep receipts, expenses, clients and invoices together with the Small Business Finance Toolkit V2—an editable workbook for your everyday records.
Explore the toolkit
US$9.99One-time purchase · no subscription
Downloadable .xlsx workbook + start guide + usage licence.
Small business, in view.TOOLKIT / V2
Illustrative cash summary
Cash received100.00
Cash expenses20.00
Cash surplus80.00
| Record | Description | Amount |
|---|---|---|
| Receipt | Example customer | 100.00 |
| Expense | Example supplies | 20.00 |
| Result | Cash received − expenses | 80.00 |
Illustrative invoice · TEST-002
A clearer invoice balance.
2 items × 50.00100.00
Discount · 10%−10.00
Tax · user-entered 5% of 904.50
Total / already received94.50 / 20.00
Balance due74.50
Illustrative examples, not workbook screenshots. Your file starts blank.
8 connected worksheetsEditable .xlsx fileNo macros or bank connectionsOne business usage licence
One workbook.
The everyday essentials.
Enter your own business information. Let the prepared formulas organise the totals, while you stay in control of the records.
Setup
Set business details, one currency label, the reporting year and an invoice review date.
Income Tracker
Record up to 500 receipts. Match invoice IDs to link payments to your invoice records.
Expense Tracker
Keep up to 500 expense entries together, with dates, categories and payment methods.
Invoice Tracker
Track up to 200 invoices, linked receipts, remaining balances and overdue status.
Client Tracker
Keep up to 100 client records in a manual reference directory.
Invoice Template
Prepare up to 10 line items, enter discount and tax percentages, and save a PDF through your spreadsheet app.
Instructions
Follow the workbook instructions and the separate start guide, including the tested Android PDF steps.
Make it part of your routine
Set up. Record.
Review.
Start with the included guide and keep a blank master copy for safekeeping.
- 01
Make a working copy
Add business details, currency, reporting year and review date.
- 02
Record what came in and went out
Enter receipts and expenses. Match invoice IDs to link existing payments.
- 03
Check the bigger picture
Review your dashboard and unpaid invoices. Check entry warnings and save a backup.
Know before you buy
Made for spreadsheets.
Checked on Android.
Selected workflows tested
Microsoft Excel & WPS Office on Android
Seller-reported checks covered receipt and expense totals, invoice payments and balances, saving and reopening, and one-page invoice PDF output. A fresh-original workbook was also checked in Excel Android for basic totals and save/reopen.
Other applications and versions
Desktop Excel, Excel for the web and Google Sheets have not been manually verified. These are limited workflow checks, not a promise that every feature works in every app or version. Spreadsheet software is not included.
The wide dashboard and trackers need horizontal scrolling on a phone. This is a workbook, not a mobile app. For compatibility questions, contact us before buying.
A few helpful details
Before you
open the workbook.
A simple tool with a clear scope. Here is what it does—and what you will manage yourself.
Is this an app or a spreadsheet?
It is a downloadable .xlsx workbook, supplied in a ZIP with an HTML start guide and a text licence. You need a compatible spreadsheet application. There is no subscription or online account inside the workbook.
Can I use my own currency?
Yes. Choose one currency for each workbook and update the label in Setup. This does not convert amounts or apply exchange rates. Enter all amounts consistently in the chosen currency.
Does it calculate or file my taxes?
No. The invoice template only applies a tax percentage you enter to the discounted subtotal. It does not choose tax rates, calculate tax-return liabilities, support mixed tax rates or file returns. Check local invoice requirements yourself.
Are invoices and payments automatic?
No. Creating an invoice does not log it in the tracker, email it or collect payment. Record the invoice and receipts yourself. The template’s already-received amount is also a manual entry; the Client Tracker does not auto-fill it.
Can my team use the workbook?
Yes. You may use and modify it for your own business, keep backups, allow your staff to use it for that business, and send generated invoices to customers. You may not resell or publicly share the editable package. See the terms for the complete usage permission.
What should I know before editing?
Keep the blank master and make a working copy. Use the designated input cells, check dates and review dates, and avoid overwriting formulas. Formula cells are not locked. Stay within the prepared entry limits and back up your work.
Does cash surplus mean profit?
No. It is recorded cash received minus recorded cash expenses for the selected calendar year. It is not accounting profit or a verified bank balance. The toolkit has no bank feeds, inventory, payroll or automated year-to-year balance carry-forward.